Vault dashboards lead with size and yield. This measures what appears withdrawable at the current state: per market, the smaller of what the vault supplied and what that market has left unlent, summed, read from Euler, Morpho and Lista.
50 days of the register, recorded daily, from 18 August 2026. That is short, and it is short because we started recording it then rather than because nothing happened before. This is a reading we took and stored rather than an event a chain kept, so the series itself begins when we began; the underlying activity may well be reconstructable from an archive node or the venue’s own history, and we have not done it.
An hour is not a scenario: it is what the register says is free now, with no model behind it. A day and a week add how fast each vault\u2019s own free liquidity has actually come back, taken from its own history in this register and never from a market-wide rate.
Waiting buys less than it sounds. The median vault\u2019s free liquidity grew by <0.01% a day over the register, and for half of all vault-days nothing came back at all. Over 481 vaults holding $8.33B, each with at least 14 days of its own history. A further 148 vaults holding $39.81M free are NOT in these figures: they have too little history here for a rate of their own, and the market median is not their history.
What is not here. Of 3,649 open vaults holding $11.34B, 2,809 holding $728.25M have no exit reading at all, neither what can be withdrawn nor what sits unlent. That is 6% of the capital on this site, and the figures above say nothing about it. The venues behind most of it are Concrete, Hyperliquid, ether.fi Liquid, Lagoon and Veda, where withdrawal is asynchronous or on a timer and the reading we have elsewhere does not apply.
All at once is less. Across the $7.51B we read market by market (Morpho and Lista), each vault on its own could take out $2.72B; if every one of them left together, the 232 markets they share would give up at most $965.54M, because $1.76B of free cash is counted once per vault that could claim it. Queue order, reallocation and withdrawal caps are not modelled: this is the free-cash ceiling, not a forecast.
The share of supplied capital that was withdrawable at each day’s reading. 50.7% on 2026-08-18 to 21.0% on 2026-10-07, less of it can get out than 51 days ago.
Size and liquidity are different questions. USDC has $4.33B supplied and 8% of it withdrawable, the tightest of the assets large enough for the ratio to mean anything, and not the largest one. A single total for the whole page cannot say that.
| Asset | Supplied | Withdrawable | Share that can leave | Vaults |
|---|---|---|---|---|
| USDC | $4.33B | $351.52M | 8% | 239 |
| RLUSD | $716.99M | $321.07M | 45% | 4 |
| PYUSD | $712.50M | $124.55M |
A lending vault’s size and its liquidity are different facts. Venues show both for their own vaults; this page puts the liquidity side by side across every lending vault we read, which no single venue does. Utilisation here is computed from the two halves of one reading, lent out over lent out plus left, never against a capital figure written by another job at another time, which is a wrong number built from two right ones.
A vault absent from this list is one whose liquidity we do not read, never one with nothing locked. Where the reading is missing the site says so rather than showing a zero.
The axis spans the observed range rather than nought to a hundred per cent: eleven days between 20.6% and 52.1% drawn on a full axis is a flat line, which would say nothing happened. The labels carry the absolute level so the zoom cannot be read as a larger move than it is. Kept daily from 2026-08-18 and never reconstructed, a market’s free liquidity at a past block needs an archive node, so a day not recorded is a day permanently missing.
| 7 |
| USDG | $555.38M | $73.03M | 13% | 7 |
| USDT | $430.58M | $81.45M | 19% | 45 |
| WBNB | $375.06M | $157.36M | 42% | 7 |
| WETH | $285.06M | $60.37M | 21% | 61 |
| EURCV | $154.15M | $112.74M | 73% | 4 |
| 112 more | $995.54M | $518.84M | 244 |
Supplied and withdrawable come from the same snapshot date, so the share is one reading divided by itself. Taking them from different days would divide one day’s free liquidity by another day’s supply, a wrong number built from two right ones, which is the failure this page exists to avoid.